Official Contest Rules

The CURE Auto Insurance "Pay it Forward" Scholarship Award 2014

94.5 WPST (hereinafter referred to as “Station”)


1.1 The contest will start January 1st, 2014 and will end on January 31ST , 2014.


 2.1. Pre-register.  Any one who is over the age of 17 can enter the contest or be nominated by someone else.  To enter the contest, or nominate someone else, send an essay to, mail to Connoisseur Media, 619 Alexander Road, 3rd floor, Princeton 08540 or deliver in person to the same address.  The essay should be about how you have, or how the person you are nominating has, answered the challenges in their communities and how they have inspired others to change the world.  The contest winner must have performed their nominated act within the past 12 months.

 2.2. Listen. Station, in its sole and absolute discretion, will select five essays, from all submissions.  At the end of the promotion, the five winners will attend a reception in the Princeton area (location to be decided) where they will be honored and will receive a gift/gifts.  One winner will be selected by Citizens United Reciprocal Exchange (“CURE”) and Station to be the Grand Prize Winner.


3.1 One of the five winners will be chosen, in Station’s and CURE’s sole and absolute discretion, to win a scholarship for one academic year (“Scholarship Money”) at the accredited college of their choice, up to $15,000, provided by CURE. The payment will be made directly to the college and can be used to pay up to 30 credits.  The Grand Prize Winner will be chosen at the reception honoring all of the winners.  The Scholarship Money can be distributed over two consecutive semesters beginning with the student’s enrollment no later than September 15, 2014.  If the Grand Prize Winner does not attend college the second semester, the remaining balance of the $15,000 will be refunded back to CURE Auto Insurance


 4.1 Contestants must be at least 17 years of age.

 4.2 No purchase is necessary. 

 4.3 All employees, agents, successors, interns, and assignees of Connoisseur Media, CURE, Reciprocal Management Corporation (“RMC”), employees of other radio or television stations and members of their immediate families are ineligible. The term "immediate family" includes spouses, siblings, parents, children, grandparents, and grandchildren, whether as "in-laws", or by current or past marriage(s), remarriage(s), adoption, co-habitation or other family extension and any other persons residing at the same household whether or not related. Participants and winner(s) must be U.S. residents.

 4.4 Only one winner per prize. No "duos," groups, or teams will be allowed to enter together. Any ties, disputes, conflicts, questions, or concerns, regarding the Contest and/or the prize(s), will be handled by Connoisseur media whose decision(s) are final and indisputable.

 4.5 Participants are restricted to the use of ordinary telephone equipment. Participants that enable the "Caller ID" block function may not be allowed to participate unless they enter their correct area code and telephone number. Station disclaims all liability for the inability of a participant to complete or continue a telephone call due to equipment malfunction, busy lines, inadvertent disconnections, acts beyond Station's control, or otherwise. Station disclaims all liability for any delays, mis-delivery, loss or failure in the delivery of any item sent by mail, courier, express, electronic transmission, or other delivery method. Station is not responsible for mechanical, technical, electronic, communications, telephone, computer, hardware or software malfunctions or failures of any kind, including: failed, incomplete, garbled or delayed transmission of online entries, traffic congestion on telephone lines, the Internet or at any website or lost or unavailable network connections which may limit an online entrant's ability to participate in the contest, and any injury or damage to entrant's or any other person's computer related to or resulting from participating in or downloading any information necessary to participate in this contest. Connoisseur Media and stations as well as CURE and RMC are not responsible for broken telephone connections, busy signals, misdials or lost phone calls.


 5.1 All prizes must be accepted as awarded. All prize(s) are non-transferable. Inability to accept or deliver prize(s) will result in forfeiture.  Connoisseur Media retains the right to substitute prize(s) with other prize(s) of equal or greater value in the event the original prize(s) offered is not available for reasons beyond the reasonable control of Connoisseur Media.  Any valuation of the prize(s) awarded is based on available information provided to Station, and the value of any prize (as determine by Station in its sole discretion) awarded to a winner may be reported for tax purposes as required by law.

 5.2  It is anticipated that qualifiers should have possession of the their qualifying prize within 80 days of winning, however, Connoisseur Media makes no guarantee as to the actual delivery date.

 5.3 All Contest(s)/Prize(s) are subject to Federal, State, and local regulations and laws and are void where restricted or prohibited by law.

 5.4 If prize(s) includes travel, lodging, entertainment, special event, or an automobile, the winner(s) is responsible for all taxes, expenses, and gratuities not expressly included in and as part of the prize(s). Winners agree to all blackout periods, space availability requirements, etc., as stated by the Station and Contest prize partner(s), which shall include hotels, airlines, train travel, ship/boat travel, etc. Winner(s) agree that acceptance of any trip as a prize(s) from Station does so entirely upon their own initiative, risk, and responsibility.

 5.5 Winner(s) must use their true, legal, name when playing contests or claiming prize(s) and may not win any contest under an assumed name. Winner(s) will be disqualified and prize(s) forfeited if they are found playing under an assumed name or alias.


 6.1 Any person winning over $600 in prizes from Station will receive an IRS form 1099 at the end of the calendar year and a copy of such form will be filed with the IRS.

 6.2 Each winner is solely responsible for reporting and paying any and all applicable Federal, Sate, Local and other taxes. Each winner must provide Station with valid identification and a valid taxpayer identification number or social security number before any prize will be awarded. Failure to timely provide such information and/or any other reasonably required documentation, including, without limitation, a release and affidavit of eligibility, may result in delay in receiving prizes or the forfeiture thereof. Prizes are not transferable or redeemable for cash.

 6.3 By participating, all participants and winner(s) grant Connoisseur Media/Station and CURE permission to use their names, characters, photographs, voices, and likeness in connection with the promotion (via print, broadcast or other forms of media) of this and other contests and waive any claims to royalty, right, compensation or remuneration for such use. By calling the contest lines, voices and names may be recorded and used for promotional or broadcast purposes.

 6.4 Each winner must provide Station with valid identification and a valid taxpayer identification number or social security number before any prize will be awarded. Failure to timely provide such information and/or any other reasonably required documentation, including, without limitation, a release and affidavit of eligibility, may result in delay in receiving prizes or the forfeiture thereof.


 7.1 By accepting the Qualifying Prize or Grand Prize, Contest winners, on their own behalf and on behalf of their heirs, successors, representatives and/or assigns, hereby fully and forever remises, releases and discharges Connoisseur Media, CURE, RMC, and each and all of their subsidiary and affiliated entities, corporations, companies and divisions, its predecessors, successors and assigns, and its respective directors, stockholders, officers, employees and agents, of and from any and all claims, demands, agreements, contracts, covenants, actions, suits, causes of action, obligations, controversies, debts, costs, expenses, accounts, damages, judgments, losses and liabilities, of whatsoever kind or nature, in law, equity or otherwise, whether known or unknown, whether or not concealed or hidden, which against it or any of it, they have had, may have had or now have, or which any of their heirs, representatives and assigns hereafter can, shall or may have for or by reason of any matter, cause or thing whatsoever, including but not in any respect limiting the generality of the foregoing, any and all claims which or might have asserted relating to this contest.  


 8.1 All participants and winners indemnify and hold forever harmless Station, and Connoisseur Media, CURE, RMC and their agencies, their agents, officers, employees, affiliates, and assigns, for any injuries, accidents, misfortunes, losses, damages, or causes of action, arising from or in connection with participation in the Contest and/or acceptance or use of any prize(s).


 9.1 Connoisseur Media and CURE / RMC do not warrant any of the products, materials or services that a winner receives.  The materials, services or products that a winner receives are provided “as is.”  There may be warranties provided by the manufacturer of the product, material or service, for which Connoisseur Media has no liability or duty to perform.


 10.1 Connoisseur Media reserves the right to change contest rules and/or dates at any time without additional notice.

 10.2 Connoisseur Media and CURE / RMC reserve the right to add or subtract an additional station or stations to this contest at any time.

 10.3 Citizens United Reciprocal Exchange (“CURE”) is considered the “judge.” Judge’s decisions are final.

 10.4 Connoisseur Media reserves the right to end and or modify contest at any time without additional notice or further compensation required.